Why is the premium is so high in life health insurance? What are the provision for no claims bonus as one never gets into a problem every year?

Its because when you get ill, a huge amount money is required in providing you with proper medication and hospitalization in bringing you back to normal.

Health insurance has become one of the important need for every person you don't know when you will face some health problem and how much it will charge. Health insurance gives you relief from all the cost affective mater of hospitals. so it becomes very important to take health insurance. I think the premium depends on your age and it is because as your age goes the risk of medical illness becomes high.

Health Insurance is really very important......

i think so

Hi,

Health insurance is very important, it should be set at top priority. Health issues can happen at any point of time and hence, due to this uncertain nature, the premiums are usually higher.

Thanks,

Health insurance is most common and every people have need it.

Your insurer would rather pay to treat a disease than prevent one..
We pay for costly interventions like bypass surgery or chemotherapy to treat diseases at the back end instead of focusing on lifestyle changes to keep patients healthy on the front end..

People go to the doctor when they really don't need to. Whatever happened to "take two aspirin and call me in the morning"?

Patients demand the newest and most expensive tests and medicines even when an older, lower cost alternative is perfectly adequate.

Uninsured people. When they don't pay their bills, the costs get passed along to the insured people though higher bills-->higher insurance payouts higher premiums to cover the insurance payouts.
Insurers are in it to make money.
Pharmaceutical companies spend millions on advertising which gets passed on to the customers in the form of higher drug prices. Yes, they spend a lot on research but they spend even MORE on advertising to convince you that you need their product.
Basically, it's a combination of a whole bunch of things.


First Aid courses in Ireland

Health insurance is very important,at least in my eyes .